If you’re saddled with education loan financial obligation, there can come point where it seems tough to obtain ahead. You’re making re re payments, but a good part of it isn’t even touching the key. bijoux personnalise To blame? Your rates of interest. Federal student education loans have fixed rates of interest that don’t modification as time passes, so stuck that is you’re your price — and when you have got any PLUS loans, that might be near to 7per cent.